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科技反轉傳統行業，繼白牌車Uber、白牌酒店Airbnb，金融業亦有P2P（Peer-to-Peer）借貸公司以白牌銀行形式，為放貸人及借款人提供配對平台，成功顛覆傳統銀行及財務公司做法。本港有P2P公司以11厘回報利誘客戶放貸，但本港未有相關監管法例，一旦借款人走數，債主難追討。（Fintech系列四之一）
記者：周家誠 陳家恩
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記者：周家誠 陳家恩
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