【本報訊】友邦保險早前就醫保產品要求私家醫生闡釋「醫療需要」條款一事,引發社會關注。近年保險公司推出一種專攻中產的全包式醫保,每年賠償額上限由數百萬至數千萬,在此範圍內手術費及住院費全數賠償,但保費較一般住院保高逾1倍。業內人士指,該類保險理賠尺度較寬鬆,自友邦事件後查詢及購買人士有所增加。有立法會議員質疑這類保險保額之高,「一生人都用唔晒」,保險公司旨在藉機賺大筆保費。
記者:于健民
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記者:于健民
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